:root{
  color-scheme: light;
  --navy:#202D5E; --navy-deep:#172248; --gold:#C09430; --gold-light:#E8EAF0; --gold-ink:#202D5E;
  --cream:#F4F5F9; --linen:#E8EAF0; --ice:#EEF1F7; --ink:#26282E; --muted:#4A4F5C; --white:#FFFFFF;
  --head:ArchivoV, Archivo, Arial, sans-serif;
  --accent:Lato, Arial, sans-serif;
  --body:"Lato", Arial, sans-serif;
  --radius:18px; --radius-sm:12px;
  --shadow:0 14px 40px rgba(32,45,94,.12), 0 2px 6px rgba(32,45,94,.06);
  --wrap:1180px;
}
*{box-sizing:border-box}
html{font-size:100%;-webkit-text-size-adjust:100%}
body{margin:0;font-family:var(--body);font-size:1.1875rem;line-height:1.65;color:var(--ink);background:var(--white)}
img{max-width:100%;display:block}
a{color:var(--navy);text-underline-offset:3px}
:focus-visible{outline:3px solid var(--navy);outline-offset:3px}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 32px}
h1,h2,h3{font-family:var(--head);color:var(--navy);margin:0;letter-spacing:-.01em}
h1{font-size:clamp(2.6rem,4.6vw,3.9rem);line-height:1.06;font-weight:700}
h2{font-size:clamp(2.1rem,3.4vw,2.9rem);line-height:1.12;font-weight:700}
h3{font-size:1.55rem;line-height:1.2;font-weight:700;}
p{margin:0}
.eyebrow{font-family:var(--accent);font-size:1.125rem;letter-spacing:.09em;text-transform:uppercase;color:var(--gold-ink);display:inline-flex;align-items:center;gap:.6rem}
.eyebrow::before{content:"";width:28px;height:3px;border-radius:3px;background:var(--gold)}
.on-dark .eyebrow{color:var(--gold-light)}
.lede{font-size:1.3rem;line-height:1.55;color:var(--muted)}
.ic{width:1em;height:1em;flex:none}
.ic .duo{fill:var(--gold);opacity:.55}
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}

/* Buttons: 52px tall, well over the 44px tap minimum */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:.6rem;min-height:56px;padding:.8rem 1.6rem;border-radius:999px;font-family:var(--body);font-weight:700;font-size:1.125rem;text-decoration:none;border:2px solid transparent;transition:transform .15s, box-shadow .15s}
.btn .ic{font-size:1.4rem}
.btn-gold{background:var(--gold);color:var(--navy-deep);box-shadow:0 6px 18px rgba(192,148,48,.35)}
.btn-gold .ic .duo{fill:var(--navy-deep);opacity:.25}
.btn-navy{background:var(--navy);color:#fff}
.btn-outline{border-color:var(--navy);color:var(--navy);background:transparent}
.on-dark .btn-outline{border-color:rgba(255,255,255,.75);color:#fff}
.btn-row{display:flex;flex-wrap:wrap;gap:14px;align-items:center}
.textlink{display:inline-flex;align-items:center;gap:.45rem;font-weight:700;color:var(--navy);text-decoration:none;min-height:44px;border-bottom:2px solid var(--gold)}
.textlink .ic{font-size:1.2rem}

/* Header */
.topbar{background:var(--navy);color:#fff;font-size:1.125rem}
.topbar .wrap{display:flex;justify-content:space-between;align-items:center;min-height:44px;gap:1rem}
.topbar a{color:#fff;font-weight:700;text-decoration:none;display:inline-flex;align-items:center;gap:.45rem;min-height:44px}
.topbar .ic{font-size:1.25rem}.topbar .ic .duo{fill:var(--gold-light);opacity:.6}
.topbar .tag{color:var(--gold-light)}
.mast{background:#fff;border-bottom:1px solid #E3E5EC;position:relative;z-index:5}
.mast .wrap{display:flex;align-items:center;justify-content:space-between;gap:1.5rem;min-height:96px}
.logo img{height:64px;width:auto}
.nav{display:flex;gap:.2rem;align-items:center;list-style:none;margin:0;padding:0}
.nav a{display:inline-flex;align-items:center;min-height:48px;padding:0 .85rem;font-weight:700;font-size:1.125rem;color:var(--navy);text-decoration:none;border-radius:10px}
.nav a[aria-current]{background:var(--cream);box-shadow:inset 0 -3px 0 var(--gold)}
.mast .btn{min-height:52px;padding:.6rem 1.3rem;font-size:1.125rem}
.menu-btn{display:none}

/* Hero */
.hero{background:var(--cream);padding:64px 0 72px;position:relative;overflow:hidden}
.hero::before{content:"";position:absolute;right:-120px;top:-160px;width:520px;height:520px;border-radius:50%;background:radial-gradient(circle,rgba(192,148,48,.55),rgba(192,148,48,0) 70%)}
.hero-grid{display:grid;grid-template-columns:1.02fr 1fr;gap:56px;align-items:center;position:relative}
.hero-copy{display:grid;gap:26px}
.hero-copy h1 em{font-style:normal;color:var(--navy);background:linear-gradient(transparent 68%, rgba(192,148,48,.9) 68%);padding:0 .08em}
.hero-phone{font-size:1.15rem;color:var(--muted);display:flex;align-items:center;gap:.6rem}
.hero-phone a{font-weight:700;font-size:1.25rem;color:var(--navy);text-decoration:none;border-bottom:2px solid var(--gold)}
.hero-phone .ic{font-size:1.6rem;color:var(--navy)}
.hero-media{position:relative;padding:0 0 30px 30px}
.hero-media::before{content:"";position:absolute;left:0;bottom:0;width:78%;height:82%;background:var(--gold-light);border-radius:28px}
.hero-photo{position:relative;border-radius:28px;overflow:hidden;box-shadow:var(--shadow);aspect-ratio:5/4.3}
.hero-photo img{width:100%;height:100%;object-fit:cover;object-position:62% 50%}
.hero-photo .roof{position:absolute;top:22px;right:22px;width:64px;height:auto;filter:drop-shadow(0 2px 4px rgba(0,0,0,.25))}
.hello{position:absolute;left:-6px;bottom:-4px;background:#fff;border-radius:20px;box-shadow:var(--shadow);padding:14px 22px 14px 14px;display:flex;align-items:center;gap:14px;max-width:360px}
.hello img{width:76px;height:76px;border-radius:50%;object-fit:cover;object-position:50% 18%;border:3px solid var(--gold)}
.hello b{display:block;font-family:var(--head);font-size:1.25rem;color:var(--navy);line-height:1.2}
.hello span{font-size:1.125rem;color:var(--muted);line-height:1.35;display:block}
.photo-credit{position:absolute;right:14px;top:10px;font-size:.75rem;color:rgba(255,255,255,.85);text-shadow:0 1px 2px rgba(0,0,0,.6)}

/* Trust strip */
.trust{padding:0 0 64px;background:linear-gradient(180deg,var(--cream) 0,var(--cream) 50px,#fff 50px);margin-top:-50px;position:relative;z-index:2}
.trust ul{list-style:none;margin:0;padding:22px 26px;display:grid;grid-template-columns:repeat(5,1fr);gap:8px;background:#fff;border:1px solid #E3E5EC;border-radius:22px;box-shadow:0 8px 26px rgba(32,45,94,.07)}
.trust li{display:flex;gap:12px;align-items:center;padding:6px 10px;border-right:1px solid #E3E5EC}
.trust li:last-child{border-right:0}
.trust .ic{font-size:2.3rem;color:var(--navy)}
.trust strong{display:block;font-family:var(--accent);font-weight:400;font-size:1.125rem;color:var(--navy);letter-spacing:.01em;line-height:1.2}
.trust span{display:block;font-size:1.125rem;line-height:1.3;color:var(--muted)}

/* Section basics */
.section{padding:96px 0}
.sec-head{display:grid;gap:14px;max-width:720px;margin-bottom:44px}
.sec-head.center{margin-left:auto;margin-right:auto;text-align:center;justify-items:center}
.roofmark{width:86px;height:auto;color:var(--gold)}
.cream{background:var(--cream)}
.linen{background:var(--linen)}

/* Path cards */
.paths{display:grid;grid-template-columns:repeat(4,1fr);gap:24px}
.card{background:#fff;border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow);display:flex;flex-direction:column;text-decoration:none;color:inherit;transition:transform .2s}
.card-img{aspect-ratio:4/3;overflow:hidden;position:relative}
.card-img img{width:100%;height:100%;object-fit:cover}
.card-body{padding:22px 24px 26px;display:grid;gap:10px;align-content:start;flex:1}
.card .chip{position:absolute;left:16px;bottom:-22px;width:52px;height:52px;border-radius:50%;background:var(--navy);display:grid;place-items:center;box-shadow:0 4px 12px rgba(0,0,0,.18)}
.card .chip .ic{font-size:1.7rem;color:#fff}.card .chip .ic .duo{fill:var(--gold-light);opacity:.7}
.card{position:relative}
.card-body.has-chip{padding-top:0}
.card-body .chip{position:relative;left:auto;bottom:auto;margin-top:-26px;margin-bottom:2px}
.card p{font-size:1.125rem;line-height:1.55;color:var(--muted)}
.card .go{margin-top:auto;padding-top:8px;font-weight:700;color:var(--navy);display:inline-flex;gap:.4rem;align-items:center;min-height:44px}
.card .go .ic{font-size:1.2rem}
.partner-strip{margin-top:30px;display:flex;align-items:center;gap:18px;background:#fff;border:1px solid #E3E5EC;border-radius:18px;padding:16px 24px}
.partner-strip > .ic{font-size:2.6rem;color:var(--navy)}
.partner-strip p{flex:1;font-size:1.125rem}
.partner-strip b{color:var(--navy)}
.card .kicker{margin-top:2px}
.card.partner{background:var(--navy);color:#fff}
.card.partner h3{color:#fff}.card.partner p{color:#dfe3ef}.card.partner .go{color:var(--gold-light)}
.partner-art{aspect-ratio:4/3;display:grid;place-items:center;background:radial-gradient(circle at 30% 30%,#2c3b75,var(--navy-deep))}
.partner-art .ic{font-size:6.5rem;color:var(--gold-light)}.partner-art .ic .duo{fill:var(--gold);opacity:.6}

/* Wave dividers */
.wave{display:block;width:100%;height:72px}
.wave path{fill:var(--navy)}
.wave.cream path{fill:var(--cream)}

/* Steps band */
.steps-band{background:var(--navy);color:#fff;padding:40px 0 84px;position:relative;overflow:hidden}
.steps-band::after{content:"";position:absolute;right:-180px;bottom:-200px;width:520px;height:520px;border-radius:50%;border:60px solid rgba(192,148,48,.07)}
.steps-band h2{color:#fff}
.steps-band .lede{color:#d7dcea}
.steps{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(3,1fr);gap:28px;position:relative;counter-reset:s}
.steps::before{content:"";position:absolute;top:46px;left:16%;right:16%;border-top:3px dashed rgba(192,148,48,.55)}
.step{position:relative;text-align:center;display:grid;align-content:start;justify-items:center;gap:14px;padding:0 10px}
.step-badge{width:92px;height:92px;border-radius:50%;background:var(--gold);display:grid;place-items:center;position:relative;box-shadow:0 0 0 10px var(--navy),0 0 0 12px rgba(192,148,48,.45)}
.step-badge .ic{font-size:2.6rem;color:var(--navy-deep)}.step-badge .ic .duo{fill:#fff;opacity:.45}
.step-num{position:absolute;top:-6px;right:-10px;width:38px;height:38px;border-radius:50%;background:#fff;color:var(--navy);font-family:var(--accent);font-size:1.125rem;display:grid;place-items:center}
.step h3{color:#fff;font-size:1.6rem}
.step .time{font-family:var(--accent);font-size:1.125rem;letter-spacing:.08em;text-transform:uppercase;color:var(--gold-light)}
.step p{color:#e3e7f1;font-size:1.125rem;max-width:30ch}
.steps-cta{margin-top:52px;display:flex;justify-content:center}

/* Split: how I help */
.split{display:grid;grid-template-columns:1fr 1.05fr;gap:64px;align-items:center}
.split-media{position:relative}
.split-media .frame{border-radius:28px 28px 28px 120px;overflow:hidden;box-shadow:var(--shadow);aspect-ratio:4/4.4}
.split-media .frame img{width:100%;height:100%;object-fit:cover;object-position:50% 60%}
.split-media .stamp{position:absolute;right:-22px;top:34px;background:var(--navy);color:#fff;border-radius:20px;padding:18px 22px;box-shadow:var(--shadow);display:grid;gap:2px;text-align:center}
.stamp b{font-family:var(--accent);font-weight:400;font-size:2.4rem;line-height:1;color:var(--gold-light)}
.stamp span{font-size:1.125rem;color:#dfe3ef;line-height:1.3}
.split-copy{display:grid;gap:22px}
.checks{list-style:none;margin:0;padding:0;display:grid;gap:12px}
.checks li{display:flex;gap:14px;align-items:flex-start;background:#fff;border-radius:14px;padding:14px 18px;font-size:1.125rem;line-height:1.45;box-shadow:0 3px 12px rgba(32,45,94,.06)}
.checks .ic{font-size:1.75rem;color:var(--navy);margin-top:-1px}

/* Pull quote */
.quote-band{background:var(--gold-light);padding:84px 0;position:relative;overflow:hidden}
.quote-band .bigq{position:absolute;left:4%;top:-30px;font-size:15rem;color:rgba(32,45,94,.08)}
.quote-band .bigq .duo{opacity:0}
.quote{max-width:860px;margin:0 auto;text-align:center;display:grid;gap:22px;justify-items:center;position:relative}
.quote blockquote{margin:0;font-family:var(--head);font-style:normal;font-weight:500;font-size:clamp(1.7rem,2.8vw,2.3rem);line-height:1.3;color:var(--navy)}
.placeholder-tag{display:inline-flex;align-items:center;gap:.5rem;background:#fff;color:#202D5E;border:2px dashed #202D5E;border-radius:999px;padding:.35rem 1rem;font-weight:700;font-size:1.125rem}
.quote cite{font-style:normal;font-weight:700;color:#202D5E;font-size:1.125rem}

/* Meet Lisa */
.meet{display:grid;grid-template-columns:.85fr 1.15fr;gap:72px;align-items:center}
.portrait{position:relative;padding:26px 26px 0 0}
.portrait::before{content:"";position:absolute;right:0;top:0;width:86%;height:88%;border:3px solid var(--gold);border-radius:26px}
.portrait img{height:auto;position:relative;border-radius:26px;box-shadow:var(--shadow);aspect-ratio:4/5;object-fit:cover;object-position:50% 20%;width:100%}
.portrait .roof-top{position:absolute;left:28px;top:-8px;width:110px;color:var(--gold)}
.meet-copy{display:grid;gap:20px}
.meet-copy p{font-size:1.1875rem}
.sig{border-left:4px solid var(--gold);padding:4px 0 4px 18px}
.sig b{display:block;font-family:var(--head);font-size:1.45rem;color:var(--navy);font-weight:700}
.sig span{color:var(--muted);font-size:1.125rem}
.creds{display:flex;flex-wrap:wrap;gap:10px;list-style:none;margin:0;padding:0}
.creds li{display:inline-flex;align-items:center;gap:.5rem;background:var(--ice);color:var(--navy);border-radius:999px;padding:.45rem 1rem;font-weight:700;font-size:1.125rem}
.creds .ic{font-size:1.3rem}

/* Resources */
.res{display:grid;grid-template-columns:repeat(3,1fr);gap:26px}
.res .card-img{aspect-ratio:16/10}
.manual-art{background:linear-gradient(135deg,#2a3a78,var(--navy-deep));display:grid;place-items:center}
.manual-art img{height:84%;width:auto;border-radius:6px;box-shadow:0 10px 26px rgba(0,0,0,.35);transform:rotate(-4deg)}
.event-art{background:var(--linen);display:grid;grid-template-columns:auto 1fr;align-items:center;gap:22px;padding:0 28px}
.datebox{width:112px;border-radius:16px;overflow:hidden;background:#fff;box-shadow:var(--shadow);text-align:center}
.datebox .m{background:var(--navy);color:#fff;font-family:var(--accent);font-size:1.125rem;letter-spacing:.1em;padding:6px 0}
.datebox .d{font-family:var(--head);font-weight:700;font-size:3.3rem;line-height:1.05;color:var(--navy);padding:6px 0 2px}
.datebox .w{font-size:1.125rem;color:var(--muted);padding-bottom:10px}
.event-art .where{display:grid;gap:8px;font-size:1.125rem;color:var(--ink);line-height:1.35}
.event-art .where div{display:flex;gap:8px;align-items:flex-start}
.event-art .where .ic{font-size:1.35rem;color:var(--navy)}
.kicker{font-family:var(--accent);font-size:1.125rem;letter-spacing:.08em;text-transform:uppercase;color:var(--gold-ink)}

/* City band */
.city{position:relative;min-height:540px;display:flex;align-items:center;color:#fff;overflow:hidden}
.city > img{position:absolute;inset:0;z-index:0;width:100%;height:100%;object-fit:cover;object-position:50% 45%}
.city::before{content:"";position:absolute;inset:0;z-index:1;background:linear-gradient(90deg,rgba(23,34,72,.92) 0%,rgba(23,34,72,.78) 42%,rgba(23,34,72,.15) 75%)}
.city .wrap{position:relative;z-index:2;width:100%}
.city .photo-credit{z-index:2}
.city-copy{max-width:600px;display:grid;gap:20px}
.city h2{color:#fff}
.city p{color:#e7eaf3;font-size:1.25rem}
.counties{display:flex;flex-wrap:wrap;gap:10px;list-style:none;margin:0;padding:0}
.counties li{border:1.5px solid rgba(192,148,48,.75);color:#fff;border-radius:999px;padding:.4rem 1rem;font-weight:700;font-size:1.125rem;display:inline-flex;gap:.4rem;align-items:center}
.counties .ic{color:var(--gold-light);font-size:1.15rem}.counties .ic .duo{fill:var(--gold-light)}
.city .photo-credit{right:18px;top:auto;bottom:12px}

/* CTA */
.cta{background:var(--navy);color:#fff;position:relative}
.rooftops{display:block;width:100%;height:110px;margin-bottom:-1px}
.rooftops path{fill:var(--navy)}
.cta-inner{padding:30px 0 96px;text-align:center;display:grid;justify-items:center;gap:22px}
.cta h2{color:#fff;font-size:clamp(2.3rem,4vw,3.3rem)}
.cta p{color:#dfe3ef;font-size:1.3rem;max-width:40ch}
.cta .phone-big{font-family:var(--head);font-size:2rem;color:var(--gold-light);text-decoration:none;font-weight:700;display:inline-flex;align-items:center;gap:.6rem;min-height:56px}
.cta .phone-big .ic{font-size:2.2rem}.cta .phone-big .ic .duo{fill:var(--gold-light)}

/* Footer */
.foot{background:var(--navy-deep);color:#dfe3ef;font-size:1.125rem;padding:64px 0 120px}
.foot-grid{display:grid;grid-template-columns:1.3fr 1fr 1fr;gap:48px;padding-bottom:40px;border-bottom:1px solid rgba(255,255,255,.14)}
.foot img.logo-w{height:76px;width:auto;margin-bottom:18px}
.foot b{color:#fff}
.foot h2{font-family:var(--accent);font-size:1.125rem;letter-spacing:.09em;text-transform:uppercase;color:var(--gold-light);margin-bottom:12px;font-weight:400}
.foot ul{list-style:none;margin:0;padding:0}
.foot ul a,.foot p a{color:#fff;text-decoration:none;display:inline-flex;align-items:center;min-height:44px}
.legal{display:grid;grid-template-columns:auto 1fr;gap:36px;align-items:center;padding-top:32px}
.marks{display:flex;gap:26px}
.marks figure{margin:0;display:grid;justify-items:center;gap:6px}
.marks img{height:64px;width:auto;filter:invert(1)}
.marks figcaption{font-size:1.125rem;color:#fff}
.legal p{font-size:1.125rem;line-height:1.55;color:#c9cfe0}
.legal p + p{margin-top:8px}
.legal .ind{color:#fff;font-weight:700}

/* Mobile sticky bar */
.sticky-bar{display:none}

/* Credits note for the mockup only */
.mock-note{background:#F4F5F9;border-top:3px solid var(--gold);color:#202D5E;font-size:1.125rem;padding:18px 0}

@media (max-width:1100px){
  .paths{grid-template-columns:repeat(2,1fr)}
  .trust ul{grid-template-columns:repeat(3,1fr)}
  .trust li:nth-child(3){border-right:0}
}
@media (max-width:760px){
  body{font-size:1.125rem;padding-bottom:84px}
  .wrap{padding:0 20px}
  .topbar{display:none}
  .mast .wrap{min-height:76px}
  .logo img{height:50px}
  .nav,.mast .btn{display:none}
  .menu-btn{display:inline-flex;align-items:center;gap:.5rem;min-height:48px;padding:0 1rem;border:2px solid var(--navy);border-radius:999px;font-weight:700;color:var(--navy);background:#fff;font-size:1.125rem}
  .menu-btn .ic{font-size:1.4rem}
  .hero{padding:36px 0 28px}
  .hero-grid{grid-template-columns:1fr;gap:34px}
  h1{font-size:2.45rem}
  h2{font-size:2.05rem}
  .lede{font-size:1.2rem}
  .btn-row .btn{width:100%}
  .hero-media{padding:0 0 22px 18px}
  .hello{position:relative;left:auto;bottom:auto;max-width:none;margin:-36px 12px 0 0;padding:12px 16px 12px 12px}
  .hero-photo{aspect-ratio:4/3.4}
  .partner-strip{flex-direction:column;align-items:flex-start;gap:10px;padding:20px}
  .hello img{width:60px;height:60px}
  .trust{padding:14px 0 40px}
  .trust ul{grid-template-columns:1fr 1fr;padding:12px}
  .trust li{border-right:0;padding:10px 6px}
  .trust li:last-child{grid-column:1/-1}
  .trust .ic{font-size:2rem}
  .section{padding:64px 0}
  .sec-head{margin-bottom:30px}
  .paths,.res{grid-template-columns:1fr;gap:20px}
  .steps{grid-template-columns:1fr;gap:40px}
  .steps::before{display:none}
  .step{padding-bottom:36px;border-bottom:1px solid rgba(192,148,48,.25)}
  .step:last-child{border-bottom:0;padding-bottom:0}
  .split,.meet{grid-template-columns:1fr;gap:40px}
  .split-media .stamp{right:10px;top:auto;bottom:-20px}
  .city{min-height:0;padding:72px 0}
  .city::before{background:linear-gradient(180deg,rgba(23,34,72,.82),rgba(23,34,72,.9))}
  .foot-grid{grid-template-columns:1fr;gap:28px}
  .legal{grid-template-columns:1fr;gap:20px}
  .rooftops{height:60px}
  .cta .phone-big{font-size:1.6rem}
  .sticky-bar{display:grid;grid-template-columns:1fr 1fr 1.35fr;gap:8px;position:fixed;left:0;right:0;bottom:0;z-index:50;background:#fff;padding:10px 12px calc(10px + env(safe-area-inset-bottom));box-shadow:0 -6px 20px rgba(32,45,94,.18);border-top:3px solid var(--gold)}
  .sticky-bar a{display:flex;flex-direction:column;align-items:center;justify-content:center;gap:2px;min-height:58px;border-radius:14px;font-weight:700;font-size:1.125rem;text-decoration:none;color:var(--navy);background:var(--ice)}
  .sticky-bar a .ic{font-size:1.6rem}
  .sticky-bar a.book{background:var(--gold);color:var(--navy-deep)}
  .sticky-bar a.book .ic .duo{fill:var(--navy-deep);opacity:.25}
}


/* ---- launch additions ---- */
.mast{position:relative}
.mast .nav.open{display:flex;flex-direction:column;position:absolute;left:0;right:0;top:100%;background:#fff;padding:12px 20px 20px;box-shadow:0 12px 24px rgba(0,0,0,.12);z-index:50}
.topbar .wrap{gap:18px}.topbar .tb-links{display:flex;gap:22px;align-items:center;flex-wrap:wrap}
.topbar a{color:#fff;display:inline-flex;align-items:center;gap:.4rem;min-height:44px;text-decoration:none;font-weight:700}
.page-hero,.page-head{background:var(--cream);padding:56px 0 48px}
.page-hero h1,.page-head h1{font-size:clamp(2.1rem,4.5vw,3.3rem);line-height:1.1;margin:.4rem 0 1rem}
.page-hero .lede,.page-head .lede{max-width:44rem}
.page-head .wrap{max-width:var(--wrap)}
.section.tint{background:var(--cream)}
.stack>*+*{margin-top:1rem}.stack-lg>*+*{margin-top:2.2rem}
.read{max-width:48rem}
.prose{max-width:46rem}.prose p{margin:0 0 1rem}
.prose h2,.article h2{font-size:clamp(1.6rem,3vw,2.2rem);margin:2rem 0 .8rem}
.article p,.article li{max-width:46rem}
.article ul,.article ol{padding-left:1.3rem}.article li{margin-bottom:.45rem}
.byline{font-size:1.125rem;color:var(--muted)}
.note{background:var(--ice);border-left:5px solid var(--gold);padding:16px 20px;border-radius:12px;margin:24px 0}
.cols{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:24px}
.item{background:#fff;border-radius:var(--radius);padding:24px 26px;box-shadow:var(--shadow);border-top:5px solid var(--gold)}
.item h3{font-size:1.35rem;margin-bottom:.5rem}.item p{margin:0}
.section.tint .item{background:#fff}
.tag{display:inline-block;font-family:var(--accent);font-size:1.125rem;letter-spacing:.06em;text-transform:uppercase;color:var(--gold-ink)}
.events{display:grid;gap:22px}
.event{display:grid;grid-template-columns:110px 1fr;gap:22px;background:#fff;border-radius:var(--radius);padding:24px;box-shadow:var(--shadow)}
.event-date{background:var(--navy);color:#fff;border-radius:14px;display:grid;place-items:center;align-content:center;padding:14px 8px;text-align:center;height:max-content}
.event-date .m{font-family:var(--accent);color:var(--gold-light);letter-spacing:.08em;text-transform:uppercase;font-size:1.125rem}
.event-date .d{font-family:var(--head);font-size:2.6rem;line-height:1;font-weight:700}
.event-date .y{font-size:1.125rem;color:#dfe3ef}
.event h3{font-size:1.4rem;margin-top:.3rem}.event .meta{font-size:1.125rem}
.resources{display:grid;gap:22px}
.resource{display:flex;gap:24px;align-items:center;justify-content:space-between;background:#fff;border-radius:var(--radius);padding:24px 26px;box-shadow:var(--shadow);border-left:6px solid var(--gold)}
.resource .cover{width:120px;height:auto;border-radius:6px;box-shadow:0 6px 16px rgba(0,0,0,.18);flex:none}
.link-groups{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px}
.link-group{background:#fff;border-radius:var(--radius);padding:22px 24px;box-shadow:var(--shadow)}
.link-group h3{font-size:1.25rem;margin-bottom:.4rem}.link-group ul{padding-left:1.1rem;margin:0}.link-group li{margin:.35rem 0}
.table-scroll{overflow-x:auto;margin:1.4rem 0;border-radius:14px;box-shadow:var(--shadow)}
table.compare{border-collapse:collapse;width:100%;min-width:620px;background:#fff;font-size:1.125rem}
table.compare th,table.compare td{padding:12px 14px;border-bottom:1px solid #E3E5EC;text-align:left;vertical-align:top}
table.compare thead th{background:var(--navy);color:#fff;font-family:var(--head)}
table.compare tbody th{color:var(--navy)}
ol.plan-steps{list-style:none;padding:0;margin:0;display:grid;gap:18px;counter-reset:s}
ol.plan-steps li{counter-increment:s;position:relative;background:#fff;border-radius:var(--radius);padding:22px 24px 22px 86px;box-shadow:var(--shadow)}
ol.plan-steps li::before{content:counter(s);position:absolute;left:22px;top:20px;width:46px;height:46px;border-radius:50%;background:var(--gold);color:var(--navy-deep);font-family:var(--head);font-weight:700;font-size:1.4rem;display:grid;place-items:center}
ol.plan-steps h3{font-size:1.3rem;margin-bottom:.3rem}
dl.facts{display:block;margin:0;background:#fff;border-radius:var(--radius);box-shadow:var(--shadow);overflow:hidden}
dl.facts .row{display:grid;grid-template-columns:200px 1fr}
dl.facts dt,dl.facts dd{margin:0;padding:14px 18px;border-bottom:1px solid #E8EAF0}
dl.facts dt{font-weight:700;color:var(--navy);background:var(--cream)}
.faq details{background:#fff;border-radius:14px;box-shadow:var(--shadow);margin-bottom:14px;padding:4px 20px}
.faq summary{cursor:pointer;font-family:var(--head);font-size:1.25rem;color:var(--navy);padding:14px 0;min-height:44px}
ul.facts{list-style:none;padding:0;margin:0;display:grid;gap:14px}
ul.facts li{display:flex;gap:14px;align-items:flex-start;background:#fff;border-radius:14px;padding:16px 18px;box-shadow:var(--shadow)}
ul.facts .ic{font-size:2rem;color:var(--navy);flex:none}
ul.facts b{display:block;color:var(--navy)}
.links{columns:2;padding-left:1.2rem}.links li{margin-bottom:.4rem}
.contact-grid{display:grid;grid-template-columns:1fr 1.2fr;gap:48px;align-items:start}
.form{display:grid;gap:16px;background:#fff;padding:28px;border-radius:var(--radius);box-shadow:var(--shadow);margin-top:1rem}
.form label{display:grid;gap:6px;font-weight:700;color:var(--navy)}
.form .opt{font-weight:400;color:var(--muted)}
.form input,.form select,.form textarea{font:inherit;font-weight:400;padding:12px 14px;border:2px solid #c9cfe0;border-radius:10px;min-height:52px;width:100%;background:#fff}
.form textarea{min-height:130px}
.form .row{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.form .hp,.hp{position:absolute;left:-9999px}
.form .btn{background:var(--gold);color:var(--navy-deep)}
.fine,.small{font-size:1.125rem;color:var(--muted)}
.contact-line{font-size:1.125rem}
.btn.btn-quiet{border-color:var(--navy);color:var(--navy);background:transparent}
.page-head .btn,.section .btn:not(.btn-outline):not(.btn-navy):not(.btn-quiet){background:var(--gold);color:var(--navy-deep)}
.call-list{padding-left:1.2rem}.call-list li{margin-bottom:.5rem}
@media (max-width:900px){.contact-grid,.cols,.link-groups,.form .row{grid-template-columns:1fr}.links{columns:1}
 .event{grid-template-columns:1fr}.event-date{grid-auto-flow:column;gap:10px;justify-content:start;padding:10px 16px}
 .resource{flex-direction:column-reverse;align-items:flex-start}dl.facts .row{grid-template-columns:1fr}dl.facts dt{border-bottom:0}
 .topbar .tag{display:none}}

@font-face{font-family:"ArchivoV";src:url(/assets/opt/archivo.woff2) format("woff2");font-weight:100 900;font-stretch:62% 125%;font-display:swap}
@font-face{font-family:"Lato";src:url(/assets/opt/lato-regular.woff2) format("woff2");font-weight:400;font-display:swap}
@font-face{font-family:"Lato";src:url(/assets/opt/lato-bold.woff2) format("woff2");font-weight:700;font-display:swap}
:root{--navy:#202D5E;--gold:#C09430;--off:#F4F5F9;--ink:#22263A}
*{box-sizing:border-box}body{margin:0;font-family:Lato,Arial,sans-serif;color:var(--ink);font-size:19px;line-height:1.65;background:#fff}
img{display:block;max-width:100%}a{color:inherit}
.wrap{max-width:1200px;margin:0 auto;padding:0 40px}
h1,h2,h3,.cap{font-family:ArchivoV,Archivo,Arial,sans-serif;font-weight:700;color:var(--navy);margin:0;text-transform:uppercase;letter-spacing:.01em}
p{margin:0}
.rule{width:56px;height:2px;background:var(--gold);margin:0 0 22px}
.eyebrow{font-family:Lato;font-weight:700;letter-spacing:.18em;text-transform:uppercase;font-size:18px;color:var(--navy)}
.btn{display:inline-block;background:var(--navy);color:#fff;text-decoration:none;font-weight:700;font-size:18px;letter-spacing:.06em;text-transform:uppercase;padding:18px 34px;border:2px solid var(--navy)}
.btn.gold{background:var(--gold);border-color:var(--gold);color:#fff}
.btn.line{background:transparent;color:var(--navy)}
header.top{border-bottom:1px solid #E6E8EE;background:#fff}
header.top .wrap{display:flex;align-items:center;justify-content:space-between;height:92px}
header.top img{height:56px}
nav{display:flex;gap:34px;font-size:18px;font-weight:700;letter-spacing:.08em;text-transform:uppercase}
nav a{text-decoration:none;color:var(--navy)}
.phone-top{font-family:ArchivoV;font-weight:700;color:var(--navy);text-decoration:none;font-size:20px}
.paths{display:grid;grid-template-columns:1fr 1fr;gap:40px}
.path{padding:44px 44px 40px;border:1px solid #DCDFE7;background:#fff;position:relative}
.path::before{content:"";position:absolute;left:44px;top:0;width:56px;height:3px;background:var(--gold)}
.path h3{font-size:30px;line-height:1.1;margin:8px 0 14px}
.path p{color:#444a5c;margin-bottom:26px}
.path a.more{font-weight:700;color:var(--navy);text-decoration:none;border-bottom:2px solid var(--gold);padding-bottom:3px;letter-spacing:.06em;text-transform:uppercase;font-size:18px}
footer{background:var(--navy);color:#fff;padding:56px 0 40px;font-size:18px}
footer .wrap{display:flex;justify-content:space-between;align-items:flex-end;gap:30px;flex-wrap:wrap}
footer img.logo{height:60px;margin-bottom:16px}
footer .legal{display:flex;gap:14px;align-items:center;opacity:.9}
footer .legal img{height:34px;filter:invert(1)}
@media(max-width:700px){.wrap{padding:0 24px}nav{display:none}header.top .wrap{height:76px}header.top img{height:44px}.phone-top{font-size:18px}.paths{grid-template-columns:1fr;gap:22px}.path{padding:36px 28px 32px}.path::before{left:28px}.path h3{font-size:26px}body{font-size:18px}.btn{display:block;text-align:center;padding:18px 16px;font-size:18px;letter-spacing:.04em}}

.topbar{background:var(--navy);color:#fff;font-size:18px;letter-spacing:.04em}
.topbar .wrap{display:flex;justify-content:space-between;align-items:center;min-height:44px}
.topbar .tl{display:flex;gap:28px}.topbar a{color:#fff;text-decoration:none;font-weight:700}
.btn.small{padding:13px 22px;font-size:18px}
.hero{display:grid;grid-template-columns:1fr 1fr;background:#fff}
.hero .left{padding:90px 60px 90px max(40px,calc((100vw - 1200px)/2 + 40px))}
.hero .right{position:relative}.hero .right>img{width:100%;height:100%;object-fit:cover;object-position:50% 30%}
.badge{position:absolute;left:-70px;bottom:70px;width:200px;background:var(--navy);padding:46px 26px 26px;clip-path:polygon(50% 0,100% 30%,100% 100%,0 100%,0 30%)}
.badge img{width:100%}
.display{margin:22px 0 0}
.big1{display:block;font-family:ArchivoV,Archivo;font-weight:700;color:var(--navy);text-transform:uppercase;font-size:112px;line-height:.9}
.hero h1{text-transform:none;font-size:30px;line-height:1.2;margin:56px 0 0;max-width:480px;letter-spacing:0}
.hero h1 .h1a{display:block;font-size:18px;letter-spacing:.18em;text-transform:uppercase;color:var(--gold);margin-bottom:10px;font-family:Lato}
.tag{font-size:20px;color:#3c4256;margin:22px 0 34px;max-width:480px}
.btns{display:flex;gap:14px;flex-wrap:wrap}
.tel{margin-top:34px;padding-top:22px;border-top:1px solid #E3E5EC;max-width:480px}
.tel small{display:block;font-size:18px;letter-spacing:.18em;text-transform:uppercase;font-weight:700;color:#5a6075}
.tel a{font-family:ArchivoV,Archivo;font-weight:700;font-size:34px;color:var(--navy);text-decoration:none}
.trust{border-top:1px solid #E6E8EE;border-bottom:1px solid #E6E8EE;padding:34px 0;background:#fff}
.trust ul{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(7,1fr);gap:18px}
.trust li{border-left:2px solid var(--gold);padding-left:14px}
.trust b{display:block;font-family:ArchivoV,Archivo;color:var(--navy);font-size:18px}.trust span{display:block;font-size:18px;line-height:1.4;color:#5a6075}
.band{padding:120px 0}.band.off{background:var(--off)}.band.white{background:#fff}.band.navy{background:var(--navy);color:#e3e6f0}
.band.navy h2{color:#fff}.band.navy .eyebrow{color:var(--gold)}
.band h2{font-size:44px;line-height:1.05;margin-bottom:20px}
.head{max-width:720px;margin-bottom:60px}.head.c{margin:0 auto 60px;text-align:center}.head.c .rule{margin:0 auto 22px}.head p:not(.eyebrow){color:inherit;opacity:.9}
.head .eyebrow{margin-bottom:14px}
.c{text-align:center}
.grid4{display:grid;grid-template-columns:repeat(4,1fr);gap:24px}
.grid4 .path{text-decoration:none;color:inherit;padding:40px 30px 34px}.grid4 .path::before{left:30px}
.grid4 .path h3{font-size:23px;text-transform:none;letter-spacing:0}
.more{font-weight:700;color:var(--navy);text-decoration:none;border-bottom:2px solid var(--gold);padding-bottom:3px;letter-spacing:.06em;text-transform:uppercase;font-size:18px}
.partner{margin-top:44px;text-align:center;color:#e3e6f0}.partner b{color:#fff}.partner a{color:#fff;font-weight:700;border-bottom:2px solid var(--gold);text-decoration:none;margin-left:8px}
.steps{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(3,1fr);gap:56px}
.steps .n{display:block;font-family:ArchivoV,Archivo;font-weight:700;font-size:56px;color:var(--gold);line-height:1}
.steps small{display:block;margin:14px 0 6px;font-size:18px;letter-spacing:.18em;text-transform:uppercase;font-weight:700;color:#5a6075}
.steps h3{font-size:24px;margin-bottom:10px}.steps p{color:#3c4256}
.split{display:grid;grid-template-columns:1fr 1fr;gap:100px;align-items:center}
.split p+p{margin-top:16px}.split p{color:#3c4256}.band.navy .split p{color:#e3e6f0}
.pic{position:relative;margin:0}.pic img{width:100%;height:auto;aspect-ratio:4/3;object-fit:cover}
.stamp{position:absolute;right:-24px;bottom:-24px;background:var(--navy);color:#fff;padding:18px 22px;font-weight:700;font-size:18px;max-width:200px;line-height:1.35;border-top:3px solid var(--gold)}
.portrait img{aspect-ratio:4/5;object-position:50% 15%}
.portrait::before{content:"";position:absolute;left:-24px;top:-24px;width:120px;height:120px;border-left:2px solid var(--gold);border-top:2px solid var(--gold)}
.meet{grid-template-columns:440px 1fr}
.checks,.creds{list-style:none;padding:0;margin:24px 0 30px}
.checks li,.creds li{position:relative;padding:9px 0 9px 28px;border-bottom:1px solid #E8EAF0;color:var(--ink)}
.checks li::before,.creds li::before{content:"";position:absolute;left:0;top:21px;width:14px;height:2px;background:var(--gold)}
.creds{margin:20px 0 0}.creds li{font-weight:700;color:var(--navy)}
.cred{margin-top:26px;font-weight:700;color:var(--navy)!important}.cred span{display:block;font-weight:400;color:#5a6075;font-size:18px}
.quote{text-align:center;padding:110px 0}
.quote blockquote{margin:0 auto;max-width:860px;font-family:Lato;font-size:28px;line-height:1.5;color:#fff}
.quote cite{display:block;margin-top:24px;font-style:normal;font-weight:700;letter-spacing:.18em;text-transform:uppercase;font-size:18px;color:var(--gold)}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:30px}
.res{background:#fff;text-decoration:none;color:inherit;display:flex;flex-direction:column;border:1px solid #E3E5EC}
.ri{height:230px;overflow:hidden;background:#fff}.ri img{width:100%;height:100%;object-fit:cover}
.ri.manual{background:var(--off);display:flex;justify-content:center;align-items:center}.ri.manual img{height:190px;width:auto;box-shadow:0 8px 24px rgba(32,45,94,.15)}
.ri.date{background:var(--navy);color:#fff;display:flex;flex-direction:column;align-items:center;justify-content:center;text-align:center;gap:2px}
.ri.date b{color:var(--gold);letter-spacing:.2em}.ri.date strong{font-family:ArchivoV,Archivo;font-size:64px;line-height:1}.ri.date span{font-size:18px}
.rb{padding:30px 30px 34px}.rb h3{font-size:22px;margin:8px 0 12px;text-transform:none;letter-spacing:0}.rb p:not(.eyebrow){color:#3c4256;margin-bottom:22px;font-size:18px}
.narrow{max-width:860px}
.qa{border-top:1px solid #E3E5EC;padding:30px 0}.qa:last-child{border-bottom:1px solid #E3E5EC}
.qa h3{font-size:22px;text-transform:none;letter-spacing:0;margin-bottom:10px}.qa p{color:#3c4256}
.counties{list-style:none;padding:0;margin:26px 0 34px;display:flex;flex-wrap:wrap;gap:10px}
.counties li{border:1px solid rgba(255,255,255,.35);padding:6px 16px;font-size:18px;color:#fff}
.btn.outw{background:transparent;border-color:#fff;color:#fff}
.city figcaption{font-size:18px;color:#c9cde0;margin-top:10px}
.close h2{font-size:52px}.close p{max-width:600px;margin:20px auto 36px}
.tel.c2{margin:34px auto 0;border:none;padding:0}
footer{padding:80px 0 40px}footer .fg{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:60px;align-items:start}
footer h2{color:#fff;font-size:18px;letter-spacing:.14em;margin-bottom:16px}footer ul{list-style:none;padding:0;margin:0}footer li{margin:8px 0}
footer a{color:#fff;text-decoration:none}footer p{margin:0 0 12px}
footer .legal{display:flex;gap:30px;align-items:flex-start;margin-top:50px;padding-top:30px;border-top:1px solid rgba(255,255,255,.15);font-size:18px;color:#c9cde0}
footer .legal .marks{display:flex;gap:14px}footer .legal img{height:40px;filter:invert(1)}
@media(max-width:1100px){.trust ul{grid-template-columns:repeat(4,1fr)}.grid4{grid-template-columns:1fr 1fr}}
@media(max-width:700px){
.topbar .wrap>span:first-child{display:none}.topbar .wrap{justify-content:center}
header.top .btn.small{display:none}
.hero{grid-template-columns:1fr}.hero .right{order:-1;height:380px}
.badge{left:24px;bottom:-60px;width:130px;padding:32px 16px 16px}
.hero .left{padding:96px 24px 64px}.big1{font-size:76px}.script{font-size:96px;margin-left:80px}
.hero h1{font-size:26px;margin-top:44px}.tag{font-size:18px}.btns{flex-direction:column}
.trust ul{grid-template-columns:1fr 1fr;gap:22px 16px}
.band{padding:80px 0}.band h2{font-size:34px}.head,.head.c{margin-bottom:40px}
.grid4,.grid3,.steps,.split,.meet{grid-template-columns:1fr}.steps{gap:40px}.split{gap:56px}
.stamp{right:12px}.portrait{margin-left:24px}
.quote blockquote{font-size:22px}.close h2{font-size:38px}
footer .fg{grid-template-columns:1fr;gap:36px}footer .legal{flex-direction:column}
}

.trust .summary{max-width:900px;margin:0 auto 34px;text-align:center;font-size:20px;line-height:1.6;color:var(--ink)}
@media(max-width:700px){.trust .summary{font-size:18px;text-align:left}}
/* 2026-10-14 plan alignment: Archivo + Lato only, no gold text, 16px minimum, 44px taps, callbar */
.script{font-family:ArchivoV,Archivo,Arial,sans-serif;font-weight:700;color:var(--navy);text-transform:uppercase;font-size:112px;line-height:.9;margin:0;border-bottom:4px solid var(--gold);display:inline-block;padding-bottom:6px}
.hero h1{font-size:34px;margin-top:40px}
.hero .right>img{object-position:50% 20%}
.eyebrow,.tag small,.tel small,.trust li span,.stamp,figcaption,footer .legal,footer .legal p,.steps small,.counties li,.more,.partner{font-size:18px!important}
.eyebrow{letter-spacing:.08em}
.tel{font-size:20px;font-weight:700;margin-top:18px}.tel a{font-weight:700;color:var(--navy)}
.navy .tel a,.navy .tel{color:#fff}
nav a,footer ul a,.topbar a{display:inline-flex;align-items:center;min-height:44px}
.morelinks{list-style:none;padding:0;margin:40px 0 0;display:flex;flex-wrap:wrap;gap:12px 32px}
.morelinks a{display:inline-flex;min-height:44px;align-items:center;font-weight:700;color:var(--navy);border-bottom:2px solid var(--gold)}
.meet2 h2{color:#fff}.meet2 p{color:#fff;margin-top:18px;font-size:20px}.meet2 .cred,.meet2 .cred span{color:#fff}
.callbar{display:none}
@media (max-width:767px){
.script{font-size:72px}
.callbar{display:flex;position:fixed;bottom:0;left:0;right:0;z-index:40;background:var(--navy);border-top:2px solid var(--gold);padding:.35rem .25rem calc(.35rem + env(safe-area-inset-bottom))}
.callbar a{flex:1;text-align:center;color:#fff;font-weight:700;text-decoration:none;font-size:1.125rem;padding:.7rem .2rem;min-height:44px}
body{padding-bottom:4.75rem}}
.btn.gold{color:var(--navy)}
.steps .n{color:var(--navy)}
.meet2 .cred{color:#fff!important}.meet2 .cred span{color:#fff}
.ri.date b{color:#fff}
nav a{white-space:nowrap}header.top nav{gap:22px}header.top .btn.small{white-space:nowrap;padding:14px 18px}
@media (max-width:1100px){header.top nav{display:none}}
.band.off.quote blockquote{color:var(--navy)}.quote cite{color:var(--navy);font-size:18px}
.hero .reader{font-family:ArchivoV,Archivo,Arial,sans-serif;font-weight:700;color:var(--navy);font-size:34px;line-height:1.2;margin:40px 0 0;max-width:500px}
.hero h1{font-family:Lato,Arial,sans-serif;font-size:18px!important;letter-spacing:.06em;text-transform:uppercase;margin:18px 0 0!important;color:var(--navy)}
.meet2 .pic.portrait img{border:2px solid var(--gold)}
@media (max-width:767px){.hero .reader{font-size:27px;margin-top:32px}}
.band.navy .eyebrow{color:#fff}

/* 2026-10-14 spec: hero H1 is the search headline; no display/script lockup */
.display,.script,.big1,.hero .reader{display:none!important}
.hero h1{font-size:60px!important;line-height:1.05;margin:24px 0 0;max-width:560px;color:var(--navy)}
.tag{font-size:20px}
.trust li span,.cred span,.rb p:not(.eyebrow),.city figcaption{font-size:18px!important}
footer .legal .marks{align-items:center}.fh{color:#fff;font-weight:700;font-size:18px;margin-right:8px}
@media (max-width:767px){.hero h1{font-size:38px!important}}

.hero h1{font-family:ArchivoV,Archivo,Arial,sans-serif!important;font-weight:700;letter-spacing:.01em!important;margin:24px 0 0!important}


/* ---- tca_f build additions (Oct 14) ---- */
em,i,cite,address{font-style:normal}
h1,h2,h3{font-family:ArchivoV,Archivo,Arial,sans-serif!important;font-weight:700!important}
footer,footer p,footer li,footer a,footer .legal,footer .legal p,footer h2{font-size:18px!important}
.btn,button,input[type=submit]{min-height:48px;display:inline-flex;align-items:center;justify-content:center}
nav a,footer ul a,.topbar a,.topbar button,.morelinks a,.callbar a,.more,a.go{min-height:48px}
.more{display:inline-flex;align-items:center}
.callbar a{display:flex;align-items:center;justify-content:center;min-height:48px}
.hero.inner h1{font-size:46px!important;line-height:1.1}
.hero.inner .left{padding-top:70px;padding-bottom:70px}
.hero .right{min-height:420px}
.answer{font-size:20px;color:#3c4256;margin:22px 0 30px;max-width:560px}
.crumbs{font-size:18px;margin:0 0 6px}.crumbs a{color:var(--navy)}
.prose-f{max-width:820px}.prose-f h2{font-size:34px;line-height:1.15;margin:56px 0 16px;text-transform:none;letter-spacing:0}
.prose-f h2:first-child{margin-top:0}.prose-f h3{font-size:24px;text-transform:none;letter-spacing:0;margin:28px 0 10px}
.prose-f p,.prose-f li{color:#3c4256}.prose-f p+p{margin-top:16px}.prose-f ul,.prose-f ol{margin:16px 0;padding-left:1.3em}.prose-f li{margin:8px 0}
.prose-f a{color:var(--navy);font-weight:700;text-decoration:underline;text-decoration-color:var(--gold);text-underline-offset:4px}
.homework{margin-top:48px;border-left:4px solid var(--gold);background:var(--off);padding:26px 30px}
.homework h2{margin-top:0!important;font-size:26px!important}
.stagecta{display:flex;flex-wrap:wrap;gap:14px;margin-top:26px}
.note-legal{font-size:18px;color:#5a6075;margin-top:30px}
.story{border-left:4px solid var(--gold);padding:6px 0 6px 24px;margin:20px 0}
.navmenu{display:none;position:relative}
.navmenu summary{list-style:none;cursor:pointer;min-height:48px;display:flex;align-items:center;padding:0 18px;border:2px solid var(--navy);font-weight:700;text-transform:uppercase;letter-spacing:.06em;color:var(--navy);font-size:18px}
.navmenu summary::-webkit-details-marker{display:none}
.navmenu .panel{position:absolute;right:0;top:56px;background:#fff;border:1px solid #DCDFE7;box-shadow:0 12px 30px rgba(32,45,94,.15);padding:10px 0;z-index:70;min-width:280px}
.navmenu .panel a{display:flex;align-items:center;min-height:48px;padding:0 22px;color:var(--navy);text-decoration:none;font-weight:700}
@media (max-width:1100px){.navmenu{display:block}}
.topbar .chatlink{display:none;background:none;border:0;color:#fff;font:700 18px Lato,Arial,sans-serif;cursor:pointer;padding:0;min-height:48px}
@media (max-width:767px){.tca-chat-launch{display:none!important}.topbar .chatlink{display:inline-flex;align-items:center}
.hero.inner h1{font-size:32px!important}.hero .right{min-height:300px;height:300px}.prose-f h2{font-size:27px}.answer{font-size:18px}
.topbar .tl{gap:18px;flex-wrap:wrap;justify-content:center}}
.form label{display:block;font-weight:700;margin:14px 0 6px}.form input,.form textarea,.form select{width:100%;min-height:48px;font:inherit;padding:10px 12px;border:1px solid #c9cfe0}
.hp{position:absolute;left:-9999px}
.tile-wrap{margin-top:30px}
.hero::before{display:none!important}
.topbar{display:block!important}
.hero .tag{display:block;text-transform:none;letter-spacing:0;font-family:Lato,Arial,sans-serif;font-weight:400;color:#3c4256}
.trust{margin-top:0!important;background:#fff!important;padding:34px 0!important;z-index:auto}
.migrated h2,.migrated h3{text-transform:none;letter-spacing:0}
.trust li span{overflow-wrap:anywhere}
@media (max-width:767px){.trust ul{grid-template-columns:1fr!important}}

/* ---- Mia fixes Oct 14 ---- */
h1,h2,h3,.sig b,.phone-big,.datebox .d{font-family:ArchivoV,Archivo,Arial,sans-serif;font-weight:700!important}
.tca-chat-launch{display:none!important}
.topbar .chatlink{display:inline-flex!important;align-items:center;gap:.4rem;min-height:48px;font:700 1.125rem/1 Lato,Arial,sans-serif;color:#fff;background:none;border:0;cursor:pointer}
.topbar .chatlink:focus-visible{outline:3px solid #C09430;outline-offset:3px}
.trust ul{grid-template-columns:repeat(3,1fr)!important;gap:26px 30px!important;padding:0!important;border:0!important;box-shadow:none!important;background:none!important}
.trust li{display:block!important;border-right:0!important;border-left:2px solid var(--gold);padding:4px 0 4px 16px!important}
.trust li b{white-space:normal;overflow-wrap:normal;word-break:normal}.trust li span{overflow-wrap:normal!important;word-break:normal}
@media (max-width:900px){.trust ul{grid-template-columns:1fr 1fr!important}}
@media (max-width:560px){.trust ul{grid-template-columns:1fr!important}}
/* ---- spacing pass (Lisa, Oct 14) ---- */
header.top .wrap{gap:40px}
header.top .wrap>a:first-child{flex:none}header.top .wrap>a:first-child img{display:block}
header.top nav{flex:1 1 auto;justify-content:center;gap:clamp(14px,1.4vw,26px)!important;letter-spacing:0!important;text-transform:none!important;min-width:0}
header.top nav a{padding:0!important;white-space:nowrap}
header.top .btn.small{flex:none;white-space:nowrap;padding:14px 22px}
@media (max-width:1279px){header.top nav{display:none!important}.navmenu{display:block!important;margin-left:auto}}
.trust ul{column-gap:40px!important;row-gap:28px!important}
.grid4>.path,.grid3>.res,.res,.cards>*,.paths>*{display:flex!important;flex-direction:column}
.grid4>.path>.more,.rb>.more{margin-top:auto!important;align-self:flex-start}
.grid4>.path>p:not(.eyebrow),.rb>p:not(.eyebrow){margin-bottom:26px}
.res>.rb{flex:1;display:flex;flex-direction:column}
.section{padding:96px 0!important}.band{padding:96px 0}
@media (max-width:767px){.section,.band{padding:64px 0!important}}
/* Mia 6-8 */
header.top .wrap{padding-right:40px}
@media (max-width:767px){.topbar .wrap>span:first-child{display:none!important}.topbar .tl-join{display:none!important}
 .topbar .tl{flex-wrap:nowrap!important;justify-content:space-between!important;width:100%;gap:16px!important;white-space:nowrap}.topbar .wrap{display:flex}}
.tel a,.hero .tel,.callbar a,a[href^="tel:"]{white-space:nowrap}
/* compact inner heroes (Lisa, Oct 14) */
.hero.inner{min-height:0!important;height:auto!important;align-items:stretch;padding:0!important}
@media (min-width:768px){.hero.inner{grid-template-columns:1.6fr 1fr!important}.hero.inner .left{padding-right:48px!important}}
.hero.inner .eyebrow{margin:0}.hero.inner .crumbs{margin:0 0 4px}
.hero.inner .btns .btn{min-height:52px;padding:10px 22px}
.hero.inner .btns{display:flex;flex-wrap:wrap}
.hero.inner .left{padding-top:44px!important;padding-bottom:44px!important}
.hero.inner .right{min-height:0!important;height:auto!important;max-height:50vh;position:relative;overflow:hidden}
.hero.inner .right>img{position:absolute;inset:0;width:100%;height:100%}
.hero.inner h1{font-size:36px!important;line-height:1.12;margin:6px 0 10px}
.hero.inner .answer{margin:12px 0 20px}
.hero.inner .btns{gap:12px}
.hero.inner .tel,.hero.inner .eyebrow{display:none!important}
.hero.inner .answer{font-size:19px!important;line-height:1.55}
.hero.inner .right{max-height:none!important}

.hero.lean{display:block!important;min-height:0!important;padding:40px 0 8px!important;background:#fff;border-bottom:0}
.hero.lean .wrap{max-width:900px}.hero.lean h1{font-size:40px!important;line-height:1.12;margin:6px 0 12px}
.hero.lean .answer{font-size:20px;max-width:none;margin:0 0 18px;border-left:4px solid var(--gold);padding-left:18px}
.hero.lean .btns{display:flex;flex-wrap:wrap;gap:12px}.hero.lean .btns .btn{min-height:52px;padding:10px 22px}
.hero.lean+section,.hero.lean+.migrated>section:first-child{padding-top:40px!important}
.hero .right>img[src*="6939467"]{object-position:30% 0%!important}.hero .right>img[src*="7231077"]{object-position:30% 30%!important}
.olli-blurb{margin-top:18px}.olli-blurb h3{margin:10px 0 10px}.olli-blurb p+p{margin-top:14px}
@media (max-width:767px){.hero.lean{padding:24px 0 4px!important}.hero.lean h1{font-size:30px!important}.hero.lean .answer{font-size:18px}
 .hero.lean+section,.hero.lean+.migrated>section:first-child{padding-top:28px!important}}

/* ---- Lisa review 10:51 ---- */
header.top .wrap{justify-content:space-between!important;gap:0!important}
header.top nav{flex:0 1 auto!important;justify-content:space-between!important;gap:0!important;margin:0 64px!important}
header.top nav a{margin:0 14px}header.top nav a:first-child{margin-left:0}header.top nav a:last-child{margin-right:0}
@media (min-width:1440px){header.top nav{margin:0 72px!important}header.top nav a{margin:0 18px}}
.nw{white-space:nowrap}
.trust{background:#F4F5F9!important;border-top:1px solid #E3E5EC;border-bottom:1px solid #E3E5EC;padding:56px 0!important;margin-top:24px!important}
.band.off.quote{border-top:1px solid #E3E5EC;border-bottom:1px solid #E3E5EC;padding:96px 0!important}
.band.white+.band.off,.band.off+.band.white{border-top:1px solid #E3E5EC}
.grid4{align-items:stretch}
.grid4 .path.card-photo{padding:0!important;background:#fff;border:0;border-radius:4px;overflow:hidden;display:flex!important;flex-direction:column;height:100%;color:var(--ink)}
.grid4 .path.card-photo::before{display:none}
.path.card-photo .pimg{display:block;aspect-ratio:16/10;overflow:hidden;border-bottom:3px solid var(--gold)}
.path.card-photo .pimg img{width:100%;height:100%;object-fit:cover;display:block}
.path.card-photo .pbody{display:flex;flex-direction:column;flex:1;padding:26px 26px 28px}
.path.card-photo .pbody .eyebrow{color:#202D5E!important;margin:0}
.tca-chat .log .fine{background:none!important;padding:0 2px 6px!important;color:#4A4F5C}
.tca-chips{flex-wrap:nowrap!important;overflow-x:auto;padding-bottom:12px!important;scrollbar-width:thin}.tca-chips button{flex:none;white-space:nowrap}
.tca-quick a{text-transform:none!important;letter-spacing:0!important}
.path.card-photo .pbody h3{color:var(--navy);margin:6px 0 12px}
.path.card-photo .pbody p:not(.eyebrow){color:#3c4256;margin:0 0 22px}
.path.card-photo .pbody .more{margin-top:auto!important;align-self:flex-start;color:var(--navy)}

/* ---- buttons: simple gold, sentence case (Lisa, Oct 14 11:47) ---- */
.btn,a.btn,button.btn,.btn-gold,.btn-navy,.btn-outline,.btn-quiet{border-radius:6px!important;text-transform:none!important;letter-spacing:0!important;font-family:Lato,Arial,sans-serif!important;font-weight:700!important;font-size:18px!important;line-height:1.2!important;min-height:48px!important;padding:0 22px!important;box-shadow:none!important;display:inline-flex!important;align-items:center;justify-content:center;border:2px solid #C09430!important;background:#C09430!important;color:#202D5E!important;text-decoration:none}
.btn:hover,.btn-gold:hover{background:#ad8429!important;border-color:#ad8429!important}
.btn.line,.btn-outline,.btn-quiet,.btn-navy.btn-outline{background:transparent!important;border-color:#202D5E!important;color:#202D5E!important}
.btn.line:hover,.btn-outline:hover{background:#F4F5F9!important}
.band.navy .btn.line,.btn.outw,.navy .btn-outline,.cta .btn-outline{border-color:#fff!important;color:#fff!important;background:transparent!important}
.btn:focus-visible{outline:3px solid #202D5E;outline-offset:3px}
.band.navy .btn:focus-visible{outline-color:#fff}
header.top .btn.small{padding:0 20px!important;height:48px;align-self:center}
@media (max-width:1279px){header.top .btn.small{display:none!important}}
.navmenu summary{border-radius:6px;text-transform:none!important;letter-spacing:0!important;font-size:18px!important}
@media (min-width:1280px){header.top nav{flex:1 1 auto!important;margin:0 72px 0 64px!important;justify-content:space-between!important}header.top nav a{margin:0!important}}
.hero .badge{display:none!important}
@media (max-width:767px){.hero.inner .btns .btn.line{display:none}.hero.inner .btns .btn{width:100%}}
.hero.inner+section,.hero.inner+.migrated>section:first-child{padding-top:48px!important}
@media (max-width:767px){.hero.inner .right{height:170px!important;max-height:none}
 .hero.inner .left{padding-top:24px!important;padding-bottom:28px!important}.hero.inner h1{font-size:30px!important}
 .hero.inner+section,.hero.inner+.migrated>section:first-child{padding-top:36px!important}}