12385 S Bay Court NE Bemidji, MN 56601

$899,900
Active
estimated monthly payment
4 Beds  |  3 Baths  |  4,188 Sq Ft  |  Single Family  |  MLS # 7034781
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About The Listing

Discover waterfront living on Beltrami Lake — part of a 7,000+ acre chain offering unmatched boating and recreation. This expansive, meticulously maintained home sits on a private dead-end road with 218' of pristine lakeshore and 1.26 acres of yard and privacy. Enjoy stunning sunset views from a large lakeside deck or the custom paver stone patio — perfect for entertaining, relaxing or watching boats glide by.

Inside, over 4,000 sq ft of living space offers generous room for family and guests: 4 bedrooms, 3 baths, a lakeside primary suite, and a formal dining room for special occasions. The floorplan blends comfortable everyday living with impressive entertaining spaces. Practical conveniences include a 3-stall attached garage and an asphalt driveway.

This property pairs rare shoreline frontage and privacy with immediate access to miles of boating, fishing and recreation across the chain. Whether you’re seeking a year-round family retreat or a premier lake getaway, this Beltrami Lake home delivers space, sunsets and lifestyle. Schedule your showing and experience the water-front sense of place.


Listing courtesy of Joseph Arndt, Cedar Point Realty
Purchase Price
Loan Type
Down Payment
Interest Rate
Estimated Property Taxes
Homeowner's Insurance
HOA Dues
Private Mortgage Insurance
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Property Details

Features

 
 
 
Property Type: Single Family
Status: Active
Contingency Type: Inspection
Year Built: 2001
MLS #: 7034781
Bedrooms: 4
Square Feet: 4,188
Bathrooms (Full): 2
Price Per Square Foot: $215
Bathrooms (Half) : 0
Bathrooms (Three Quarters) : 1
Garage Spaces: 3
Parking Description: Attached Garage, Asphalt, Finished Garage, Garage Door Opener
Sewer Description: Private Sewer, Tank with Drainage Field
Air Conditioning Type: Central Air
Water: 4-Inch Submersible, Private
Heat Type: Baseboard, Dual Fuel/Off Peak, Forced Air, Fireplace(s)
Basement: Block, Drain Tiled, Egress Window(s), Finished, Full, Storage Space, Sump Pump, Walkout
Foundation Type: Block
Construction Description: Frame
Roof Description: Age Over 8 Years, Asphalt
Days On Market (Continuous): 0
Disability Features: None
Latest Update: 05/07/2026
List Date: 03/11/2026
Listing Agent ID: 500501168
Listing Office: Cedar Point Realty
Listing Office ID: 25117
Data Source: NorthstarMLS - The Regional MLS of Minnesota
Appliances: Air-To-Air Exchanger, Dishwasher, Dryer, Electric Water Heater, Fuel Tank - Rented, Microwave, Range, Refrigerator, Washer, Water Softener Owned
Fireplace Features: Family Room, Gas
Laundry Features: Laundry Room, Main Level
Number of Fireplaces: 1
Exterior Features: Vinyl
Fence: None
Lot Dimensions: 210x503x35x75x370
Lot Size: 1.26 Acres
Pool Description: None
Lot Features: Tree Coverage - Light
View Description: Lake, West
Waterfront: Lake Front, Lake View
School District: Bemidji
Tax Year: 2025
Estimated Taxes: $5,052
Contingency Type: Inspection
City: Bemidji
Zip: 56601
County: Beltrami
State: MN

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Listing last updated: 05/07/26

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